Two former S&L; officials were charged with fraud.

Law enforcement authorities said the former owners of Golden Pacific Savings & Loan have been charged with misapplying bank funds and overvaluing property. Named in the two-count complaint were Leif D. Soderling, 34, and his brother, Jay S. Soderling, 28. The Soderlings are accused of “self-dealing” in connection with loans that resulted in losses of several million dollars, prosecutors said. Golden Pacific, in Windsor, north of San Francisco, was placed in receivership in September, 1985, and was absorbed by a New York savings and loan nine months later.